Survey on the Financial and Borrowing Situation of Households in Albania

Since 2010, the Bank of Albania has been conducting a half-yearly survey on the "Financial and borrowing situation of households in Albania". This survey uses a random sample of around 1200 households, selected and interviewed by INSTAT. According to INSTAT's methodology, households are selected from across the country, and adequately represent the urban and rural categorisation. This survey aims to provide additional information on different aspects of the financial and borrowing situation of Albanian households, which cannot be otherwise obtained from official data. The information gathered from this survey serves to complete and further deepen the analyses that are currently conducted by the Bank of Albania with regard to identifying and monitoring the risks that the financial system may face from the exposure of households.